Pegadaian Digital

Hi Friends, Pegadaian Digital is an application that provides convenience and comfort for accessing and transacting Pegadaian products digitally. One application at your fingertips to meet your financial and investment needs.PawnFeeling lazy to leave the house? If you want to have your goods delivered or delivered, just use Pawn from Home, or you can also fulfill your financial needs by maximizing your assets such as Gold, Electronics, Vehicles and Stocks.✦Minimum Tenor = 120 Days✦Maximum tenor = 36 months (can be extended/redeemed at any time)✦Minimum capital rental = 1% per 15 days✦Maximum Capital Rental = 1.2% per 15 Days✦Maximum Annual Rent = 28.8% per yearExample : Loan Money: IDR 5,000,000 Total Capital Rent (per 15 days) 1.2% x IDR 5,000,000 = IDR 60,000 (per 15 days)Total Capital Rent Paid: (Time Period/ 15 Days) x Capital Rent (per 15 days)(120/ 15 days) x 1.2% = 9.6% IDR 5,000,000 x 9.6% = IDR 480,000Total Repayment Payment: Loan Money + Total Capital Rent (according to term)IDR 5,000,000 + IDR 480,000= IDR 5,480,000Gold Bar InstallmentsInvest in gold from now on. 24K Gold Bar Installments, choose your own collection outlet.✦Denomination = 0.5 - 25 grams✦Down payment = 15%✦Minimum tenor = 3 months✦Maximum tenor = 36 months✦Minimum margin = 0.92 % per month✦Maximum margin = 0.92 % per month✦Maximum margin = 11.04% per yearSimulation Example: Denom: 10 GramsTypes of Gold: Gallery 24Term: 12 Months Loan Money (Example): IDR 9,000,000Capital Rent per month (flat): 0.92% x Loan Money0.92% x IDR 9,000,000= Rp. 82,000Principal installments per month: Loan Money / Term= IDR 9,000,000 / 12 = Rp. 750,000Total payment per month:Principal installments + capital rental= IDR 750,000 + IDR 82,000= Rp. 832,000Gold SavingsSet aside, dont waste, invest in gold from an early age through Gold Savings, you can buy, sell, transfer and print gold without any hassle. If you want to plan for the future or fulfill your needs, use the Gold Plan or Gold Savings Pawn featureOpen Gold Savings = IDR 10,000Minimum Buy Gold Savings = IDR 10,000Minimum Buyback = 0.01 gramDeposit Service Fee = IDR 30,000 per yearPawn Gold SavingsMinimum Term: 120 DaysMaximum Term: 36 Months**Can be redeemed/extended at any timeMinimum Capital Rental: 0.75%% per 15 DaysMaximum Capital Rental: 0.75%% per 15 DaysMaximum Capital Rental: 18% per yearDisbursement Administration: Rp. 2,000 to Rp. 25,000Example of a Gold Savings Pawn Simulation: Loan Money: IDR 5,000,000Capital Rent (per 15 days): 0.75% x IDR 5,000,000 = IDR 37,500 (per 15 days)Total Capital Rent Paid: (Time Period/ 15 Days) x Capital Rent (per 15 days) (120/ 15 days) x 0.75% = 6% IDR 5,000,000 x 6% = IDR 300,000Total Repayment Payment:Loan Money + Total Capital Rental Payment (according to term)IDR 5,000,000 + IDR 300,000= IDR 5,300,000Due Card and Installment Card featuresAnti-late bill payments with a due reminder card and no need to bother calculating the remaining installments because there is an installment card to accompany you.Gold Price IndicatorNo longer need to remember yesterdays price, if you want to know whether the gold price has gone up or down, just look at the gold price indicator. SecurityTo log in, just stick your finger or use Face ID because there is a biometrics feature. Other features: ✦Multi Payment: You can pay this bill and top up your e-wallet here✦Search for the nearest branch/outlet so you dont get lost.✦Transaction history so you dont forget yourself.✦Articles and education so that we can be more confident in investing✦Pawnshop PointsDont forget to upgrade your premium account to be able to use all financial transactions, just take a photo of your KTP and give your best smile when taking a selfie.Warning!!! For security in transactions, please keep your personal data confidential! (Mobile number, email address, OTP code).Happy transactions using Pegadaian Digital, just from home, you can lie down!For service/suggestions/technical trouble reports, contact:Tel: 1500569WA Chat: 081324432443E-mail: [email protected]